Chapter 13: BILL CONSOLIDATION PLAN

A Ch. 13 Bankruptcy is designed for individuals with regular income who would like to pay some debts in installments over a period of time.

NOTE: The amount creditors receive depends on your income. After completing the payments under your plan, your debts are generally discharged. In most instances, the unsecured creditors only receive “pennies on the dollar.” This means you may owe $30,000.00 to your unsecured creditors; however, depending on your income, you may only have to pay them a few hundred dollars.

Barron & Barron, LLP Plano Bankruptcy Attorney
Barron & Barron, LLP Plano Bankruptcy Attorney

These are following guidelines this bankruptcy follows:

  • 3-5 year plan (depending on numerous factors)
  • You must file a plan with the Court
  • Must be approved by the Court
  • Attorney develops a plan for you
  • Can include the amount behind on a mortgage
  • Can include the amount behind on a vehicle

Ch. 13 Bankruptcy Can Include:

  • Credit cards
  • Medical bills
  • Signature loans
  • Payday loans
  • Collection agency
  • Overdrafts
  • Repossessions

Ch.13: Some Debts ARE NOT Discharged:

  • Domestic support obligations
  • Most student loans
  • Certain taxes
  • Most criminal fines and restitution obligations

  • Certain debts which are not properly listed in your paperwork

  • Certain debts for acts that caused death or personal injury and contain long term secured obligations

Why Barron and Barron?

What makes Barron & Barron Law Firm the Right Choice?

Barron & Barron, LLP, is an experienced law firm with two Board Certified Consumer Bankruptcy Attorneys and Certified Public Accountant on our staff. Our attorneys exclusively handle all Chapter 7, Chapter 11, and Chapter 13 bankruptcies for individuals, families and businesses which ensures we are highly qualified. We are up to date on all bankruptcy laws and have probably handled a case just like yours.

Our attorneys have filed more Bankruptcy cases than any other attorney in the Eastern District of Texas in the last 24 years and have over 60 years of Bankruptcy Law experience.

Barron & Barron law firm is family owned. We understand your situation and have the experience to help you regain control of your finances. Let the Barron Law Firm help you to become debt free again. We can help put you back on track to a financial freedom.

  • Your initial visit with us is FREE.
  • Our attorneys have filed more Consumer Bankruptcy cases than any other attorney in the Eastern District of Texas for the last 24 years.
  • Our practice is exclusively limited to representing Debtors in the United States Bankruptcy Court.
  • We have three offices throughout the Eastern District of Texas, located in Plano, Nederland, and Lufkin to accommodate you.
  • We are family owned and operated. We do not employ outside attorneys.
  • We have three attorneys that can review your case.
  • One of our cases has been presented to the United States Supreme Court.
  • We have had numerous cases presented to the United States Fifth Circuit Court.
  • Your initial visit with us is FREE.
  • Our attorneys have filed more Consumer Bankruptcy cases than any other attorney in the Eastern District of Texas for the last 24 years.
  • Our practice is exclusively limited to representing Debtors in the United States Bankruptcy Court.
  • We have three offices throughout the Eastern District of Texas, located in Plano, Nederland, and Lufkin to accommodate you.
  • We are family owned and operated. We do not employ outside attorneys.
  • We have three attorneys that can review your case.
  • One of our cases has been presented to the United States Supreme Court.
  • We have had numerous cases presented to the United States Fifth Circuit Court.

TAKE CONTROL OF YOUR DEBT! Call or visit today.

Our attorneys have over 30 years of
Bankruptcy Law experience.

North Texas Office

660 North Central Expressway, Suite 101
Plano, Texas 75074
Phone: 972-422-9377
Toll Free: 1-800-982-3719
Fax: 972-578-9707

Southeast Texas Office

2000 Hwy 69 North
Nederland, Texas 77627
Phone: 409-727-0073
Toll Free: 1-800-547-0073
Fax: 409-724-7739
Mailing Address:
P.O. Box 1347
Nederland, Texas 77627

East Texas Office

415 South First Street, Suite 405
Lufkin, Texas 75901
Toll Free: 1-800-547-0073
(By Appointment Only)

Don’t Face Your Financial Troubles Alone

Call Barron and Barron Today!

  • (972) 422-9377