CHAPTER 7: A Liquidation Bankruptcy

Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts.

The purpose of filing a Chapter 7 is to obtain a discharge of your existing debts. A discharge means you no longer have a legal obligation to pay the debt. The debt in essence is “wiped-out.” The creditor cannot contact you or sue you after you receive your discharge.

Debts are Determined by Bankruptcy Court

Bankruptcy court can determine that a debt is not discharged if a creditor can prove that a debt arose from fraud, breach of fiduciary duty, or theft, or from a willful and malicious injury. The attorney will review your list of debts to determine the eligibility of discharge.

NOTE: The majority of cases we see are known as a non-asset case which means that you will not lose any of your property. The attorney will review your case and list of property to determine the exemption laws.

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Discharges ALLOWED in a Chapter 7:

  • Credit cards
  • Medical bills
  • Signature loans
  • Payday loans
  • Collection agency
  • Overdrafts
  • Repossession of vehicles and homes

Discharges NOT ALLOWED in a Chapter 7:

  • Secured debts that the debtor wants to keep (including your house and vehicle note)
  • Some taxes
  • Student loans
  • Child support
  • Criminal restitution obligation

Property allowed to keep in a Chapter 7:

  • Home

  • Car

  • Personal Belonging

  • Retirement

Why Barron and Barron?

What makes Barron & Barron Law Firm the Right Choice?

Barron & Barron, LLP, is an experienced law firm with two Board Certified Consumer Bankruptcy Attorneys and Certified Public Accountant on our staff. Our attorneys exclusively handle all Chapter 7, Chapter 11, and Chapter 13 bankruptcies for individuals, families and businesses which ensures we are highly qualified. We are up to date on all bankruptcy laws and have probably handled a case just like yours.

Our attorneys have filed more Bankruptcy cases than any other attorney in the Eastern District of Texas in the last 24 years and have over 60 years of Bankruptcy Law experience.

Barron & Barron law firm is family owned. We understand your situation and have the experience to help you regain control of your finances. Let the Barron Law Firm help you to become debt free again. We can help put you back on track to a financial freedom.

  • Your initial visit with us is FREE.
  • Our attorneys have filed more Consumer Bankruptcy cases than any other attorney in the Eastern District of Texas for the last 24 years.
  • Our practice is exclusively limited to representing Debtors in the United States Bankruptcy Court.
  • We have three offices throughout the Eastern District of Texas, located in Plano, Nederland, and Lufkin to accommodate you.
  • We are family owned and operated. We do not employ outside attorneys.
  • We have three attorneys that can review your case.
  • One of our cases has been presented to the United States Supreme Court.
  • We have had numerous cases presented to the United States Fifth Circuit Court.
  • Your initial visit with us is FREE.
  • Our attorneys have filed more Consumer Bankruptcy cases than any other attorney in the Eastern District of Texas for the last 24 years.
  • Our practice is exclusively limited to representing Debtors in the United States Bankruptcy Court.
  • We have three offices throughout the Eastern District of Texas, located in Plano, Nederland, and Lufkin to accommodate you.
  • We are family owned and operated. We do not employ outside attorneys.
  • We have three attorneys that can review your case.
  • One of our cases has been presented to the United States Supreme Court.
  • We have had numerous cases presented to the United States Fifth Circuit Court.

TAKE CONTROL OF YOUR DEBT! Call or visit today.

Our attorneys have over 30 years of
Bankruptcy Law experience.

Don’t Face Your Financial Troubles Alone

Call Barron and Barron Today!

  • (972) 422-9377